The purchase price is not the only number
A property can look affordable until unpaid rates, water, levies, penalties, association fees, or service reconnection costs appear. Buyers should understand who is responsible for clearing arrears and when proof must be provided.
Ask for balances before signing
- Council rates and water statement.
- ZESA meter status and any debt attached to the account or meter.
- Body corporate or residents association levies.
- Security, borehole, refuse, or shared-service contributions.
- Any penalties, reconnection fees, or historic disputes.
Put responsibility in writing
The agreement of sale should state which party pays arrears, transfer costs, agent fees, rates clearance costs, and occupation-related bills. It should also state what happens if hidden debts are discovered before completion.
| Risk | Practical protection |
|---|---|
| Old arrears | Request current statements and written allocation of responsibility. |
| Occupation before transfer | Agree rent, utilities, maintenance, and risk during occupation. |
| Disconnected services | Confirm reconnection steps and costs. |
| Shared levies | Ask the association or body corporate for written status where applicable. |
Author
HouseLink Editorial Team
Property resources team
Practical property guidance from the HouseLink Zimbabwe team.
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