Safer depends on proof and process
Many buyers prefer title deeds because registered ownership is clearer. Cession properties can still be legitimate, but they require careful checks with the council, developer, cooperative, or authority that controls the rights being transferred.
| Issue | Title deed | Cession |
|---|---|---|
| Ownership evidence | Registered deed should be verified through proper channels. | Rights holder and transfer authority must be confirmed. |
| Transfer route | Usually handled through conveyancing transfer. | Handled through the relevant authority's cession process. |
| Risk focus | Fraud, caveats, bonds, estate issues, rates, and seller authority. | Double allocation, unpaid development costs, unclear authority, and incomplete servicing. |
| Buyer action | Use a conveyancer and verify the deed and seller. | Verify the authority, allocation, payments, and transfer requirements. |
Questions before buying cession property
- Who allocated the stand or rights?
- Can the authority confirm the seller as the current rights holder?
- Are development fees, servicing costs, rates, or penalties outstanding?
- Is the stand serviced with roads, water, sewer, and electricity?
- When and how can title eventually be obtained, if applicable?
Author
HouseLink Editorial Team
Property resources team
Practical property guidance from the HouseLink Zimbabwe team.
View 34 articles by this author
